Bob Gratz

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Tired of low-quality leads and limited opportunities? We provide high-quality lead opportunities to help you succeed. Frustrated with low pay? We offer higher compensation and uncapped earning potential.We invest in your future with 401(k), healthcare benefits, and career growth opportunities. Enjoy a wide range of products as a broker, plus the latest technology and resources to help you excel. Our leadership is engaged and supportive, ensuring you have the guidance you need.If you're looking for a company that values you, your time, and your success:

A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals

More than 500+ 5 star average reviews. We like to think of our customers as family, the reviews speak for themselves.

Mortgage Services - The team at Next Door Lending has more than 100 years combined experience in helping clients accomplish goals. Licensed in 25 states.

Unlock effective home financing strategies with Lock It Lending. Explore innovative ways to fund your home purchase and achieve your home ownership goals.

It is important to find the program that matches your long term and short-term goals. Our team selects from a wide array of lenders to help find the best possible solution for you and your family.


Get your rate without the call for your purchase or refinancing needs.

Compare personalized mortgage rates and options through NerdWallet's trusted platform. Get expert guidance on home purchase, refinance, and HELOC loans with instant quotes from top lenders. Make confident decisions with transparent rates and verified customer reviews.

If you are wondering about your mortgage loan and if you can get a better deal, you can remove all of the uncertainty in just a few moments by getting the facts from one of our loan experts.

Email policy for Next Door Lending. We are dedicated to treating our clients like they are right next door for their home financing process.

Disclosure, legal, and license information for Neighborhood Tech. Next Door Lending is an Equal Housing Opportunity

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Whether you are looking for your first home, your forever home, an investment property or a second home, we have all the options for you. Our client first mentality puts the power in your hands.

Whether you are looking for your first home, your forever home, an investment property or a second home, we have all the options for you. 

Be worry free with 30 years of security. This is the most common product for our first time homebuyers and our clients refinancing. Check to see if you qualify for 3 percent down on a new home purchase.

30 Year Fixed Rate

With the lowest rates in the market, give yourself the opportunity to pay your house off in half the time.


15 Year Fixed Rate

You may be out of conventional loan limits, we have a jumbo product where you can put 10 percent down and have no private mortgage insurance to get into your dream home.

Jumbo Loans

For the times when long term interest rate security isn't a priority and you only need the guarantee of a lower rate for short time.

Adjustable Rate

These are designed for clients who are distinguished veterans, qualified service members and their spouses. This loan gives you the ability to put no money down on a purchase and to finance 100 percent on a refinance.

VA Loans

Clients living in rural or suburban areas have the opportunity to qualify for a no down payment loan option backed by the U.S. Department of Agriculture.

USDA Loans

These are backed by the federal housing administration and give borrowers the potential to put 3.5 percent down while still obtaining competitive interest rates.